UMBRELLA  

You have worked hard to develop your financial independence.  Don’t let one mistake cost you your financial future.  Personal umbrella policies offer you substantial additional liability coverage at a very affordable price.  Personal umbrella policies can now offer you optional coverage for uninsured and underinsured motorist coverage with some carriers.

HOME
Homeowners, mobile homeowners, farm, farmette, seasonal home/cottage, rental properties, etc.

Whether it’s the home you grew up in, or an apartment you’re living in temporarily, everyone needs homeowners insurance.  Homeowners insurance can cover your dwelling, your personal property, your garage, and much more.  A homeowners policy provides you with personal liability coverage.  Every home is different, so let us tailor a policy to meet your specific needs.

AUTOMOBILES AND MOTORCYCLES

Every time you step behind the wheel the potential for an accident exists.  Many times through no fault of your own, you’re left with a damaged car.  Personal automobile and motorcycle insurance can protect your vehicle from damage, but can also protect you from financial ruin as well.  We offer coverage from several top companies and can find the best possible solutions to meet you needs.

TOYS
Snowmobiles, 4 wheelers, boats, personal watercraft, camping trailers, etc.

You enjoy your free time.  You work hard and play harder, and we want to make sure your recreational vehicle is protected just like your house or car.  There are many kinds of recreational vehicles and many different ways to insure them.  Let us find the best possible solution for your toys!

LIFE INSURANCE AND DISABILITY

Your family counts on you to be there for them.  But what if something happens to you and you are not there to provide for them.  Life insurance is not something anyone ever wants to need, but we all do.  Do not make a terrible situation worse for your family by not carrying adequate life insurance.  Let us review your needs and come up with a low cost solution for you.  Short term – long liability & business partners!

Do not forget disability insurance too!  What if you were injured and unable to work for 6 months?  Do you have adequate savings, or would you be unable to make your house payment, car payment, etc.  Let us provide you with a disability income proposal to meet you needs.